|
|
How to Endure Unemployment
Go back to main articles page
Being without a job, whether by choice or not, is a tough situation to be in. It's also
something that can be as good or bad as you want it to be depending on your
preparation, attitude, and habits. In this article, which is formatted as a bullet
point list, I will give good advice that should help you endure unemplyoment.
Many people find these habits to be "common sense" and useful
at all times, not just during unemployment. I couldn't agree more.
Any cost savings measures you undertake should be done immediately after losing your
job. Don't wait weeks or months to decide to start saving money.
- Prepare BEFORE being unemployed.
Sounds strange, but the best way
to deal with a period of unemployment is to prepare for it beforehand.
This applies for any person, at any age, whether you have been working
at a company for 30 years or three. Make sure to save up money, have
little or no debt, and that you are healthy. Stock up on canned foods and keep
yourself and your life "lean and mean". Basically, don't horde too much
in your house or life in general, don't grow too big beyond your means.
- Keep up good health and hygiene.
Don't overeat or eat too little.
Keep your teeth in good shape, use fluoride and floss regularly in
addition to good brushing. Try not to gain weight, or lose weight. Stay
as healthy as possible. It costs very little to keep good health and hygiene,
but costs quite a bit to cure yourself if you don't.
- Cut your hair at home.
Men can save money by having a family
member cut their hair for them. (Though, women may have a harder time doing this).
Helpful Link: http://www.ehow.com/
- Shower in the dark.
It save energy and you don't need to see
that much anyways. Just try not to slip! (or leave one light on, but others off)
- Use fluorescent bulbs.
The quality of the light is a matter of hot dispute
but they sure do save a lot of money in energy costs.
- Reduce other energy usage.
Have a home energy audit done for free by your electric or gas utility. Lower the heating
at night, while you sleep, and put more blankets on the bed. Test your home for air
tightness (windows, doors, etc..) so that costly heat or AC doesn't escape. Turn off power strips
at night, and when you are not home during the day. The AC adapters and appliances connected to
them may still draw power even though they are not turned on.
Link: Home Energy Saver
- Stop eating out.
That is, unless someone else is paying. It's costly
and eating at home is not only cheaper, but brings family and friends closer
together, a very important thing during hard times.
- Buy in bulk.
If you drink lots of soda, don't buy them one can at
time. Buy them by the case. The same goes for other foods, or items (soaps, deoderants, etc..)
- Buy only the necessary groceries.
Buy only the most basic foods at the supermarket.
It is possible to only spend $15-$30 at the store and still get enough groceries to eat for a week. Examples
are eggs, milk, bread, meat, and vegetables instead of pre-made foods, ready made meals, or premium items.
Link: http://www.budget101.com/$10_grocery_list.htm
Link: http://www.heart4home.net/30perweek.htm
- Stop buying books, but read MORE books!
Borrow some, go to the
local library, or delve into your personal bookshelf. Take advantage
of the time off to re-learn or learn new things, it will make you more marketable
and keep you happy. Try not to buy new books though, that is an expense.
You can borrow many perfectly good books instead of buying them.
- Start your own business?
Before you become unemployed, find out how much it costs in your
state, province, or country, to start your own business. Then, save up
that money and put it aside. When you become jobless in the future,
you now have enough money to create a business that may very well
keep you alive. Be careful though, some businesses are quite costly and can get you into more debt
than you were before.
- Keep in touch.
Keep in touch with all of your friends, family, and ex co-workers. They
will give you support as well as inroads into a new job.
- Utilize your health insurance!
Before you become unemployed make sure you take advantage of any
healthcare benefits by getting new glasses, having a physical, or seeing
your dentist.
- Open source software.
Instead of buying a new computer or new software, find a used one
and put Linux on it. It's easy to install, free, and powerful. It also looks
good on a resume. (even for non-techies)
- Invest in yourself.
If you are going to invest or spend any money at all, do it in the following areas:
Your skillset, your health, your house, your debts. (not necessarily in that order)
- Have business cards on hand at *all* times!
This is a good habit to have
WHILE you are employed, but it also is good during unemployment.
Before you become jobless, or during (if it is cheap), get some personal business
cards made. They should have all of the standard information so that if you meet someone
in the course of your daily routine you can give them your information rather quickly.
It's far better than asking "Do you have some paper to write down my number?". It looks
more professional with a business card.
- Earn money any way you can
Mow lawns, deliver newspapers, recycle goods, shovel driveways.
Get creative.
- Become "lean and mean".
Even in life in general, while you are employed, it is good to be a person
that is dynamic, who changes with the times, is not a burden to themselves or others
and can make contributions to life, loved ones and employer. Don't be a person
that has too much debt or dependency. Employers want to see someone that is
going to make a contribution to the company, not someone who just wants a job
to support their lavish lifestyle, large family, or excessive spending habits.
- Cut down on your Telephone bills
Call your phone company and see how you can reduce your monthly bills. Remove call waiting,
caller ID. Take off any unnecessary features. Do this immediately after you lose your job.
Don't wait.
- Do you really need all of those Cable/Satellite TV Channels?
Call your cable/satellite provider and remove some of the more costly channels, or, cancel the service
altogether.
- Take time for vacation(s).
We all need to have fun, to get away, to relax.
Just because you are without a job doesn't mean you don't need that too.
In fact, just *hunting* for employment is a full-time job in itself! It's stressful, frustrating,
and worthy of the occasional vacation. It is also entirely possible that we become
more susceptible to depression during unemployment, so taking a break, even
if it means an entire weekend, is a good idea. Just try not to spend a lot of money.
- Inform close friends/family immediately
It is probably best to not hide it from your spouse. Telling your other family members
and close friends may result in some nice surprises. Perhaps they know of some job opening
where they work, and can get you an interview. Now, what about the embarassment of
others knowing your new circumstance? What about the shame you may feel as the neighbors
across the way now know you are jobless? I hope you can handle it as best as you can.
And try to remind yourself, which is worse? Getting the evil grin from the neighbors because
they relish in my pain, or, shrugging it off knowing that it is nothing to be ashamed of and
I would rather spread the word to try and find a job than keep it a secret and handle it
all alone?
- Try not to be a burden to your loved ones
Being unemployed is hard, and
loved ones (spouses, family members) or friends are there to comfort you and be supportive
but long periods of complaining and depression can wear out your welcome. Try to stay
upbeat, make sure you get out every day, take vacations (see above) and try to not grieve
for too long.
This article first published on: November 10, 2003
© Copyright 2003-2007 - Jeff Skrysak - All rights reserved.
|
|